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Welcome! Manage your west elm credit card Account here.


  • Earn 10% back in Reward Dollars. You'll recieve a $25 reward for every $250 you spend*
  • Or 12 month special financing** if you spend $750 or more
Credit Card
Apply NowCard Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

    Learn More

  • Earn Rewards

    Here's how to get awesome extras, bonuses and exclusives.

    See Cardmember Benefits

  • Get On-the-Go Convenience

    Open app. Check balance. Pay bill. Done!

    Download the App

west elm credit card

west elm credit card

Apply for the west elm credit card today. The application process is easy and takes only a few minutes. Once you are approved and have received your account information, you can begin enjoying all the benefits of your west elm credit card account.

Cardmember Benefits

  • Earn 10% back in Reward Dollars. Earn $25 Reward Dollars for every $250 spent on your west elm credit card.*
  • Or 12 months special financing** if you spend $750 or more in a single transaction on your west elm credit card.
  • Special welcome offer of $50 bonus Reward Dollars.
  • $25 bonus Reward Dollars on your Birthday.†
  • Earn Reward Dollars faster with Double and Bonus Reward Dollar opportunities
  • Use your card at any west elm store, in the catalog, and on the website.

*The Reward Dollars Program is provided by west elm, which is solely responsible for the Program operation. west elm may change the terms and conditions of this Program at any time. Transactions of $750 or more may choose between earning rewards or promotional financing. Please refer to Rewards Terms & Conditions for additional details.

**Promotional financing available with west elm credit card accounts offered by Comenity Bank which determines qualifications for credit and promotional eligibility. $750 minimum purchase and minimum monthly payments are required. Subject to credit approval.

†Must have a purchase made in the past 24 months, be in good standing, and provide email address to (comenity.net/westelm) to receive this offer. Accounts opened in your birthday month or in the previous month will receive the birthday benefit during your birthday month the following calendar year.

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