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Apply now for LOVELOFT Mastercard® Benefits:


  • 5 Rewards Points for every dollar spent at all ANN INC. brands**, 2 for gas & groceries***, & 1 everywhere else
  • $20 Rewards Card for every 2,000 points earned
  • $15 gift during your birthday month+
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The LOVELOFT Mastercard is issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Subject to credit approval. This rewards program is provided by LOFT, and its terms may change at any time. For Full Rewards Terms and Conditions, please see comenity.net/LOFTcard. 2,000 bonus points is awarded for the first time a new account is used outside of ANN INC brands within 60 days of account opening. Rewards points will be received within two monthly billing statements. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Bonus points will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of merchant codes.

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Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
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LOVELOFT Mastercard®

Take Charge Of Your Style

LOVELOFT Mastercard® Benefits:

  • Receive 15% off when you open and use your LOVELOFT Mastercard at LOFT, LOFT.com, Ann Taylor, AnnTaylor.com, LOFT Outlet and Ann Taylor Factory Store*
  • Earn 5 Rewards Points for every dollar spent in-store or online at LOFT, Ann Taylor, Lou & Grey, LOFT Outlet or Ann Taylor Factory Store**
  • Earn 2 Rewards Points for every dollar spent on gas and grocery purchases***
  • Earn 1 Rewards Point for every dollar spent everywhere Mastercard is accepted
  • Receive a $20 Rewards Card for every 2,000 points earned
  • Enjoy $15 off for your birthday+
  • Enjoy an extra 15% off the first Tuesday of every month, combinable with all in-store promotions and offers++
  • Receive a $20 Rewards Card for your first purchase made outside of LOFT or Ann Taylor+++

*Subject to credit approval. The LOVELOFT Credit Card is issued by Comenity Bank.

**The LOVELOFT Rewards Program is provided by ANN INC. The program may be changed or discontinued at any time. Please refer to Rewards Terms and Conditions for additional details.

***Each merchant is assigned a code by a third party that indicates the merchant's area of business. Bonus points will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of merchant codes.

+Must have made a purchase in the last 12 months and be in good standing to receive this offer. Accounts opened in your birthday month or in the previous month will receive the birthday offer the following calendar year if eligible. 

++Subject to credit approval. Cannot be used on prior purchases. Valid at LOFT, LOFT.com, LOFT Outlet, Ann Taylor, anntaylor.com and Ann Taylor Factory Store only. Not valid at Lou & Grey or louandgrey.com. Combinable with in-store promotions but not combinable with other offers or coupons. Taxes, shipping and handling fees, purchases of gift cards, charges for gift boxes and payment of a LOFT or Ann Taylor account are excluded from the discount.

+++2,000 bonus points or the value of a $20 Rewards Card is awarded for the first time a new account is used anywhere Mastercard is accepted. Not valid on purchases made at Ann Taylor, LOFT, Ann Taylor Factory Store, LOFT Outlet, anntaylor.com, loft.com, Lou & Grey or louandgrey.com. Purchases must be made within 60 days of card open.

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