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Apply now for the card that lets you earn HSN exclusives:


  • ExtraFlex on beauty, fashion and jewelry...ALL THE TIME!
  • VIP Easy Returns - no worry shopping!*
  • VIP Financing**
  • Exclusive discounts
Credit Card
Card Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
  • FlexPay on your HSN Card

    Understand your statement and FlexPay purchases.

    Learn about FlexPay

  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

    Learn More

  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

    Not Registered? Register Now

HSN Credit Card

HSN Credit Card Benefits

  • ExtraFlex on beauty, fashion and jewelry...ALL THE TIME!
  • VIP Easy Returns - no worry shopping!*
  • VIP Financing**
  • Exclusive discounts

*If you use your HSN Card for a qualifying VIP Easy Return purchase and decide to return that product under HSN's return policy, (using the easy return label provided with your packing slip), $5 Spendable Ka$h will be credited to you toward a future purchase at HSN. HSN Spendable KA$H is only valid for purchases from HSN, is not redeemable for cash, and may not be used to purchase gift cards or wine/alcohol, or to pay for charitable contributions. This Spendable Ka$h will be automatically loaded into your HSN account within [1] day after your return is processed and will be available for you to use at HSN for [90] days after that time. VIP Easy Return Ka$h benefit is limited to 6 times per calendar year. It will be applied to the first 6 returns of the calendar year, in which an Easy Return label was used. Spendable Ka$h under this offer will expire if not used by or before the end of those [90] days. Not eligible if shipped to the 4 non-continental locations, (VI, PR, GU, and TT). HSN MasterCard purchases do not qualify for VIP Easy Returns. VIP Easy Return benefits only applies to items returned with an easy return label and are postmarked after January 31, 2016.

**VIP Financing available with HSN Credit Card Accounts offered by Comenity Capital Bank who determines qualifications for credit and promotion ability. $399 minimum purchase and minimum monthly payments are required.

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