Saratoga’s Community FCU – Login – Address – Customer Service

Saratoga’s Community FCU and Login

Need to make your Saratoga’s Community Federal Credit Union or looking to login to view your statement or manage your account online? This handy guide will have you covered and will give an in-depth look at the available payment options, as well as details on the terms, perks and conditions. To make a payment online or manage your account, follow the link provided below on this page to the Saratoga’s Community Federal credit card login. You will also find useful “pay my bill” information such as the credit card customer service number, payment mailing address, and billing phone number below.

Saratoga's Community FCU

Saratoga’s Community FCU

Saratoga’s Community FCU

Cardholders can avail of online payment service. For any assistance with online access you can contact customer services at .

To use the online payment service, follow the link provided. The online service enables users to pay their bills securely and swiftly, as well as monitor their spending and update their personal details. Users also have 24/7 access to their account. To make your Saratoga’s Community FCU online click the “Pay Online” button below to login, register, view your statement or manage your account online.

Saratoga’s Community FCU

Founded in 1945, Saratoga’s Community Federal Credit Union (Saratoga’s Community FCU) was formerly called Saratoga Teachers Federal Credit Union. In September 2000, the name changed to the present Saratoga’s Community Federal Credit Union.

It is a community credit union and perseveres to be the best. Your payments should be made to Saratoga’s Community Federal Credit Union.

Saratoga’s Community FCU offers the VISA Platinum credit card. Cardholders benefit from low interest rates and fixed APRs, no annual fee or over the limit fee, fixed rates and more.

The VISA Platinum credit card has an introductory APR of 6.99% for balance transfers and cash advances until balance subject to introductory APR is paid off. After that the APR is 9.90%. The APR for purchases is 9.90%.

No annual membership fee is levied unlike most other cards which charge a basic amount yearly or monthly. The payment period is 25 days after the close of the last billing cycle, giving you ample time to clear your dues. If you make a late payment then the fee is $10. The returned payment fee is $35.

Cardholders can avail of flexible spending limits with their Saratoga’s Community FCU Visa Platinum credit card. The credit limits available to customers are flexible and range between $500 to $15,000 and there is no over-the-credit-limit fee.

However, a foreign transaction fee which is 1% of the transaction amount is levied. There is no minimum financial charge and cash advance fee.

Moreover, users benefit from convenience and accessibility as they can withdraw cash 24 hour-a-day. Additionally, Visa cards are accepted in more than 150 countries worldwide at more than 20 million locations, which include over 855,000 ATMs, giving you easy access to your funds.

The Scorecards Rewards program has several perks that cardholders enjoy. You can get free gifts, travel and cash back credit towards your bill. If you make a purchase with your Saratoga’s Community FCU’s Visa Platinum credit card you earn scorecard points that can be redeemed for merchandise, cash back offers and more.

For example 5,000 points = $25; 10,000 points = $75; 15,000 points = $125; 20,000 points = $175 and 25,000 points = $235.

If you are looking for a card with a strong rewards program, as well as fixed interest rates and fair disclosures, this credit card should be right up your alley.


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