New York Commercial Bank

New York Commercial Bank and Login

New York Commercial Bank

New York Commercial Bank

Need to make your New York Commercial Bank We have you covered. Use one of the payment options below to make your payment. To make a payment online or manage your account, follow the link provided below on this page to the New York Commercial Bank credit card login. You will also find useful “pay my bill” information such as the credit card customer service number, payment mailing address, and billing phone number below.

New York Commercial Bank

New York Commercial Bank credit cards are issued by First Bankcard – it is these guys that handle your payments and they offer both mail and online payment services. For more information or to get help, contact Credit Card customer services at .

Pay Online: The simplest way to make a quick bill payment is with First Bankcard’s online account service. This is a free service that supports single payments and automatic payments, and gives you your monthly statements. If you arrange your payment before 5PM CT it will be posted to your account on the same day. To make your New York Commercial Bank online click the “Pay Online” button below to login, register, view your statement or manage your account online.

Pay by Mail: The New York Commercial Bank address is: Bankcard Payment Processing, 1620 Dodge Street, Omaha, NE 68197-2210. Check your due date before you send your payment to ensure it will arrive and be posted to your account on time. Please include your New York Commercial Bank account number on your check. Your account number is located on your statement. To ensure your New York Commercial Bank payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.

Pay by Phone: To make your payment by phone simply contact the number listed on your monthly account statement or call customer service at .

New York Commercial Bank Credit Card

In partnership with First Bankcard, New York Commercial Bank now offers a range of credit cards, and one of the most rewarding cards on offer is the Graphite America Express Card. This is a cash back rewards credit card designed with frequent flyers in mind. You get 3% cash back on qualifying airline purchases, 2% cash back on groceries and gas and 1% on all other qualifying purchases.

Introductory Rates & Normal Rates

Like most First Bankcard credit cards, the Graphite America Express Card comes with 0% APR on purchases and balance transfers for the first 12 billing cycles. Normal rates vary from 13.99% to 19.99% depending on your creditworthiness. Note that lower rates are available with other New York Commercial Bank credit cards.

Cardholder Features

American Express are known to offer plenty of cardholder benefits with their credit cards, and the Graphite credit card certainly follows the tradition.

With Graphite you get the standard benefits such as Purchase Protection and anti-fraud services, and you also get Extended Warranty, Auto Rental Insurance, Travel Accident Insurance, Domestic Airline Companion Ticket, Premium Concierge Service and Travel Privileges. These benefits can really help you to save money and get rewarded, and especially for travel and holidaying.

Card Drawbacks

While this card does come with a great rewards program, after the first year you will need to pay a $99 annual fee. Another drawback is the penalty program, which is very costly and important to avoid. If you miss a bill payment or have a bill payment returned, a penalty APR of up to 29.99% will apply to your account for all subsequent activity, and the rewards program may also be cancelled. It only takes a single missed payment for the penalty program to come into force.

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