Many business owners choose to own a credit card with airline rewards, especially for businesses where lots of travel is needed. This card offers plenty of rewards potential, based on the popular AAdvantage reward program, and the more you dedicate this card to business transactions the more free airline tickets and upgrades you get.
You get 1 point for every dollar you spend where Visa is accepted, and you get 2 points per dollar spent on eligible American Airlines purchases. There are no caps on the amount of points you can earn, and as long as you keep an active account the points will not expire. You also get 10% of the miles you redeem back as new miles (up to 10,000). If you make $1,000 in purchases within the 3 first three months you get 30,000 bonus miles, which is enough for a free domestic round-trip. Furthermore if you spend $30,000 in a year, you get $100 worth of American Airlines Discounts.
This card provides you with flight privileges with American Airlines. You get priority boarding, free check-in for your first bag, and 25% off of all in-flight purchase you make with the card.
Interest Rates and Terms
This card comes with no annual fee for the first year and a $95 annual fee for every subsequent year. The Annual Percentage Rate (APR) is 15.24% for purchases and balance transfers. This is the only rate available and you will require an excellent credit score for a successful application. The cash advance APR is 25.24%, and if you fail to make a payment you may incur a penalty APR up to 29.99%. The minimum interest charge is $0.50. Late payment and returned payment fees are a maximum of $35. Foreign transaction fees are 3% of the amount transferred.